While we would all like to believe that people are inherently good and honest (especially around the holidays!), the ugly truth is that some individuals make their living through scams and frauds. Unfortunately, a substantial group targeted by con-artists is senior citizens. According to the Federal Trade Commission, Americans lost in excess of $73 million in scams in 2013. Fraudulent schemes take a variety of forms, and in the past four years, impostor scams – where individuals or groups pretend to be something that they aren’t, such as a government official or charitable group – have doubled. Fortunately, the government is taking action to stop fraud. In July, the U.S. Senate Special Committee on Aging held a hearing that focused on the rising trend of scams affecting the senior citizen population. Representatives from the Federal Bureau of Investigation spoke, as well as officials from the FT and the United States Telecom Association. The National Council on Aging (NCOA) has a list of some of the most common scams that target seniors. Here are a few:
When a parent, spouse, or family member becomes sick, many lovingly and willingly step up and assume the role of caregiver. We want to provide for our loved ones; however, caregiving is an all-consuming, physical, mental and emotional commitment. While we love the ones we care for, the enormous strain can cause caregivers to become stressed, depressed, or burnt out.
It’s Your Choice: Medicare Supplement vs. Medicare Advantage
“An apple a day keeps the doctor away” might be true, but we’re still going to suggest at least one physical per year. Annual visits let your physician know how you’re doing and also where you stand in comparison to people of a similar age.
It’s a day I will never forget. Although it was 24 years ago, it’s as clear as what happened this morning. My husband, who was working from home that day, was the one who got the call from my doctor. He immediately called me at work: his voice trembled as he told me the news. I had breast cancer. This was unfathomable to me. I was a registered nurse after all…surely I would’ve had some sort of inkling, some tell-tale sign. But I had no symptoms, no pain, no discomfort, nothing.
There’s something undeniably electric about fall: the first hint of crisp air, all the autumnal treats that come from pumpkins and apples, and of course, changing leaves. The United States boasts some of the world’s most beautiful locales for the short weeks between summer and winter when leaves are at their most brilliant. The term “leaf peeper” was coined to describe those who travel to view and photograph the most stunning of the season’s foliage. If you decide to join the ranks of the leaf peepers this season, check out our list of must-see destinations to hit on your fall foliage tour (or just enjoy the pictures!)
In 1966, Time magazine declared the Baby Boom Generation its “Man of the Year;” this award, usually reserved for just one individual, illustrates the incredible impact of the Baby Boomers, a generation characterized by their tenacity, idealism, and independence. Collectively, the Boomers have witnessed the Vietnam War, the Civil Rights Movement, the Women’s Movement, and countless other nation-shaping historical transformations.
There are lots of good reasons to exercise- more energy, increased endurance, better sleep, and stress relief, just to name a few. So, while deciding to exercise isn’t a hard choice, choosing between the countless exercise routines can prove difficult. You can find ten different people who swear by ten different exercise routines, but the key is finding what works specifically for you.
With hectic schedules and an arm’s-length list of extracurricular activities, staying in touch with the grandkids can prove challenging. While grandchildren and grandparents alike treasure special occasions like family reunions or holidays, there are numerous ways to become more involved in each other’s daily lives, even from a distance. Building a strong relationship with your grandchildren is one of the most important things grandparents can do- and it doesn’t have to be a chore.
As you may be well aware, life insurance relieves a family from a variety of different expenses that may occur after the loss of a loved one. Some of these costs can be substantial, particularly if the person who dies is the primary income earner for the family. However, based on the limited ownership of these policies, many people do not understand just how important life insurance is.